We often hear young adults say that they feel “all grown up” once they need to obtain their own insurance policies. But these new grown ups have a lot of questions about insurance… Who needs it? What it covers? Where you get it? … And it’s important to get these … Read More
Many state laws, including North Dakota and Minnesota, require you to carry a minimum limit of insurance coverage on your motor vehicles. But what does your auto insurance actually cover? Here is some basic information to help you in better understanding your auto insurance coverage.
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Most … Read More
The average couple retiring in 2014 can expect to pay $220,000 to $240,000 in health-care costs during the course of their retirements, according to a new estimate from Fidelity Investments. As if this weren’t scary enough, lost in the fine print is the fact that this figure doesn’t include … Read More
When you hand someone the keys to your car, you’re handing over your car insurance coverage, too. If the person borrowing your vehicle causes an accident in your car, it is your insurance that pays — and your rates that rise in response.
Should the damages from the accident exceed … Read More
There are a number of fun outdoor winter activities that could have you traveling out on the frozen water – snowmobiling, ice skating, ice fishing… but when exactly is the ice safe?
Well, there really is no sure answer. The strength of the ice is based on a lot of … Read More
According to data gathered by CarInsurance.com, over a lifetime of driving — age 16 to 78 — the average person will spend about $94,000 on insurance. The analysis included nearly 200,000 car insurance quotes for drivers with all kinds of claims, driving and credit histories.
Some costs are fixed … Read More
How Much Will You Spend in Your Lifetime on Car Insurance? Read More »
Common reasons not to have Workers Comp for farm employees include thinking the cost will be too expensive, not understanding the program, or assuming ‘employer’s liability’ provides adequate coverage. Or perhaps no one has ever explained the risks, the need for coverage, or the benefits.
Well here’s something to think … Read More
The long term care insurance industry has seen some recent changes, especially for women applying for new coverage. Major carriers in the industry have begun rolling out policies with rates at least 40% higher for individual female policies than for individual male policies, and other companies are expected to follow … Read More
Rising Rates on Long Term Care Insurance for Women Read More »
From home day cares to skilled trades, the home-based business has been growing in popularity over the years. However, many business owners that operate from home do not have adequate insurance coverage.
A common misconception is that a homeowners policy will cover in-home business losses, when the reality is … Read More
Many young people who graduated from high school this past spring will be moving out of their parent’s home, college-bound. Some will be living on campus while others may choose to rent off campus.
Over 70% of young people living on their own do not have any renters insurance (though … Read More
